Latino merchant association

Bringing Latino business owners together to offer innovative Business Solutions


ePaymentAmerica brings Latino business owners together to give you access to capital for growing your business, while reducing the cost of accepting credit cards. Our commitment to excellence in serving the rapidly expanding market of Latino business owners, allows us to be the leading partner in merchant services

At Latino Merchants Association, we believe in a personalized approach to empowering 
Latino business owners to increase revenue and save money.

We make it affordable for you to accept credit cards and get access to FAST FUNDS you need to grow your business.  

what we offer

We provide an affordable and simple full-merchant solutions to Latino Merchant Association members to accept credit cards with incredible savings. After being in business for 13 years, ePaymentAmerica has a proven track record of transparent wholesale credit card processing while always putting our customers first. 


With ¡eCASH Ya!, ePaymentAmerica empowers Latino business owners like you, to grow your business with cash advances powered by Principis Capital. ¡eCash Ya! provides your small business the financing you need quickly and easily, regardless of credit. 


Our ecommerce solution, Yapyzal, empowers  Merchants & Non-Profits to sell and  accept donations directly on Facebook for FREE! Enable your customers to purchase & complete a fully secure transaction directly from your Facebook page without them being redirected away from Facebook. 



A Latino Merchant Association membership also means innovative technology, 24/7 customer support, full transparency, and data analytics to help grow your business. You can accept payments anytime and from anywhere with confidence. Bringing simple honest merchant services solutions to your business at the best value for your dollar. 



With the Latino Merchants Association, you will never pay membership fees or be surprised with hidden costs. Our line by line itemized statements translate exactly what you’re paying. Enjoy peace of mind while taking advantage of our alternative funding solution and low-cost processing.  



ePaymentAmerica is your one-stop-shop for the latest and most innovative payment processing solutions. As a trusted wholesale ISO credit card processor and full-merchant solutions company with thousands of customers across the nation for the past 13 years, ePaymentAmerica has a proven track record of honest & transparent credit card processing with wholesale pricing. 

With dedicated account managers, ePaymentAmerica has your back when it comes to chargeback support, fraud monitoring, and keeping your processing costs low; allowing you to focus on running your business, instead of worrying about if you’re getting your hard-earned money at the rates that you deserve. 

Features & Benefits:

  • Wholesale Rates
  • Free Next-Day Funding
  • 24/7 Customer Service
  • Chargeback Support
  • Fraud Monitoring
  • Full POS Integration
  • PCI/EMV Compliance
  • In-house Tech Support
  • Innovative Technology
  • Data Analytics
  • Secure Sales Equipment
  • Free Social Commerce Platform

 It is our promise and commitment to optimize your business solutions, 

so you can increase your revenue and reduce your costs. 

Meet the leadership Team

Jaime Vargas

Jaime Vargas is the EVP of Operations for the Latino Merchant Association and brings over 15 years of experiences in the service industry in both the restaurant management and BPO management fields. 

As a former professional baseball player, Jaime was once ……His extensive experience in blah blah provides the blah blah to meet the immediate needs of each client as well as provide solutions and service to you in the most professional way possible. 

Jaime has worked with clients in both the United States and Latin America, allowing him to communicate and understand the immediate needs of our Latin community.



Heydy Heredia

As the the Executive Director of the Latino Merchant Association for ePaymentAmerica, Heydy Heredia brings cost effective payment solutions and working capital, ecash Ya, to Latino business owners in the US.

Over the past 10 years, Heydy has worked as a liaison for the Latino Business Community, both domestically and internationally. Most notably, Heydy rolled out major pre-paid telephone programs throughout the tri-state New York marketplace and as a direct result, Latino business owners experienced rapid growth in revenue.

Heydy presently resides in Memphis where she serves on the board as Secretary for the Mid-South Latino Chamber of Commerce. In her free time, Heydy and her husband help foster children in her native Colombia and fundraise for animal shelters.    

Latino Merchant Association

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Need to get ahold of us? 

We’re here to help! Call us at 888-221-2203 x 5329