Our Company


Founded in 2004, ePaymentAmerica, a TX Direct Company, is a wholesale merchant service provider headquartered in Memphis, TN.

President and CEO Christopher S. Reckert has more than twenty years progressive experience in merchant services. He began his career with MasterCard International before being recruited by Concord EFS where he successfully helped grow Concord from $75 Million to $2 Billion in sales. With ePaymentAmerica, Reckert has created a hybrid payment processing company that captures the best of traditional merchant processing companies and combines it with an elite team of entrepreneurial and progressive accounting and technology professionals.

Why we’re different.

  • Our team utilizes strategic partnerships to receive wholesale Interchange pricing, process transactions on the largest and most reliable global payment platform, and provide next-day funding to merchants.
  • We’ve also developed an “eSuite” of secure, efficient, cost-effective products and services for merchants.
  • ePaymentAmerica is a fully-in-house operation, complete with sales, marketing, underwriting, risk-management, technical support, customer service and financial departments.
  • Our company culture is one of service, security, and stability.