Offering PVA members WORKING CAPITAL ADVANCES, an alternative funding solution for your small business that needs money fast.
Apply for an advance of up to $150,000 with eCapitalNow and get underway to growing your operation!
GIVE YOUR PASSENGER VESSEL OPERATION THE OPPORTUNITY IT DESERVES WITH WORKING CAPITAL ON HAND WHEN YOU NEED IT.
ePaymentAmerica, a fellow PVA member, is now offering WORKING CAPITAL ADVANCES with eCapitalNow, an alternative funding solution for your small business that needs money fast. ePaymentAmerica is granting passenger vessel owners & operators like you, access to quick capital for growing your business while reducing your overall cost of taking credit cards!
THE eCAPITALNOW DIFFERENCE:
Running a business in the passenger vessel industry can be challenging. Financing it shouldn’t be. As an ePaymentAmerica merchant, you can apply for eCapitalNow and get the things your business needs right now.
Our advances convert your future credit and debit receipts into immediate working capital. Repayments are based on a fixed percentage of these future receipts rather than a fixed monthly payment. eCapitalNow payback is cash flow-friendly, so we don’t get paid until you get paid!
A working capital advance is an innovative form of funding that allows you to receive the capital you need fast and pay it back flexibly. eCapitalNow provides PVA members the financing they need, regardless of credit.
A working capital advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less.
Most of our merchants receive a pre-qualification from us within 24 hours of submitting the 1-page application. The process for obtaining a traditional small business loan from a bank could take several months.
Get the capital you need fast! Receiving money directly into your bank account within 2-5 days of application approval. Receive the working capital you need to grow your business; hassle free.
• One-page application
• Receive the funds in 2-5 days
• No upfront costs or hidden fees
• Poor personal credit is OK
• Payback is tied to the natural sales cycle
• No fixed term
• No personal guarantee of repayment
• You can use it as a revolving line
• You have been in business for at least a year
• You have at least $4,000 per month in credit/debit transactions, or $15,000 per month in total sales.
• Your business is located separately from your home.
• Your business is not in bankruptcy.
PREFERRED PROGRAMS:
If you have been in business for more than 3 years, and have a stable business and credit history, you’ll probably qualify for one of our preferred Elite, Gold or Platinum Programs with extremely competitive advance rates. Around 40% of applicants qualify!
STANDARD PROGRAMS:
Businesses that have shorter histories, less consistent sales, tax liens or credit issues usually qualify for our Standard Programs. These programs can qualify you for 1.5 – 3.2x your monthly average sales! With our proprietary risk model, we are able to fund many merchants that other funding companies will not consider.
Expedite your application process by applying online now!
A dedicated Account Manager will contact you within one business day.
HAVE QUESTIONS?
We’re here for you, Call 970-216-7631
OR
email us at [email protected]
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